Financial Planning

College GirlCIGX, LLC, investment counsel, offers financial planning services, including retirement planning, college planning, investment planning, and insurance planning. We take a broad and thorough approach to your financial future. The process begins with data gathering, such as asset and liability information, budgeting, and personal needs and wants and is completed with the implementation of a workable financial plan.

Financial planning is a term that includes a multi-level plan. Included within a thorough financial plan is:

  • Education
  • Retirement
  • Estates

The first step in financial planning is determining a clients’ needs. Identifying where you are today, and where you want to be when you retire, is a good place to start. Next, we will use our expertise in the field to compile a financial plan that gets you there safely.

For further information, and to get on the path to your secure, financial future, contact us today.

Financial Planning Case Study Six

Posted by on Apr 2, 2018 in Financial Planning | 1 comment

The purpose of financial planning is to attain financial security,which everyone defines differently.  In the ideal situation, we start early, establish goals, develop a plan, and consider as many contingencies as possible.  For example, we just helped some twenty something’s with a retirement plan, permanent insurance, and an emergency fund. Assuming they stay the course, they will have few money concerns. At 25, they were able to get a universal life insurance policy with a death benefit of $800,000, for only $50 a month.  Now, that...

read more

Planning on buying a home this summer?

Posted by on Apr 2, 2018 in Financial Planning | 0 comments

There are a few things to keep in mind. The standard way of going about purchasing a home is to ask the bank how much you qualify for, picking the neighborhood you want, and getting a 30-year mortgage. There are many pitfalls with this process. The better way to do it is to first calculate for yourself how much you can afford. You know your budget. Keep in mind that houses are glorified cardboard boxes, in constant need of repair. We never consider the annual maintenance of a house when we purchase, but we should. I have to put on average...

read more

Financial Planning Case Study Five

Posted by on Mar 21, 2018 in Financial Planning | 0 comments

The purpose of financial planning is to attain financial security, which everyone defines differently. In the ideal situation, we start early, establish goals, develop a plan, and consider as many contingencies as possible. For example, we just helped some twenty something’s with a retirement plan, permanent insurance, and emergency fund. Assuming they stay the course, they will never have a money care in the world. However, it does not always work out that way. One contingency that we do not plan for is disability. Disability can occur...

read more